Scenario Inputs
Purchase Price
$840,000.00
LVR
80.00%
Interest Rate
6.10%
Annual Rent
$39,000.00
Annual Expenses
$7,400.00
Annual Depreciation
$8,000.00
Marginal Tax Rate
37.00%
Loan Type
Interest Only
Curated Scenario Report
Depreciation Impact Example
This scenario highlights how non-cash depreciation claims can improve tax outcomes while leaving pre-tax cashflow unchanged.
Results
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What This Means
What this scenario shows
Higher depreciation reduces taxable income, which can increase refund estimates in negatively geared setups.
Practical use
Use this as a planning baseline before obtaining a quantity surveyor report and adviser review.
FAQ
Does depreciation affect pre-tax cashflow?
No. Depreciation is non-cash, so it impacts taxable income rather than cash movement.
Can I set depreciation to zero?
Yes. The default calculator allows direct control of depreciation input.